Loan SharkCreature 2
Source Pathfinder NPC Core
Perception +8
Languages Common
Skills Lore +17, Athletics +9, Deception +8, Diplomacy +8, Intimidation +8, Society +15
Str +3, Dex +0, Con +1, Int +2, Wis +2, Cha +4
AC 18; Fort +7; Reflex +6; Will +10;
HP 25
Speed 25 feet
Dragon-Headed Cane
+10 (+5, +0) to hit (two hand d8) 1d4+5 BludgeoningFist
+9 (+5, +1) to hit (agile, nonlethal, unarmed) 1d4+5 BludgeoningBusiness Savvy
When making monetary deals, the loan shark gets a +8 circumstance bonus to Deception checks, Diplomacy checks, and their Perception DC.
Loan SpecialistFor encounters involving monetary deals, the loan shark is a 7th-level challenge.
Never off the Hook (aura, emotion, mental)60 feet.
Creatures in the aura who owe the loan shark money take a –3 circumstance penalty to their Will DC against the loan shark's attempts to [/act demoralize] or [/act coerce] them and can't reduce their Frightened value below 1 while in the aura.
Effect: Owe Money
Interest is Due! (auditory, concentrate, linguistic, mental)Frequency once per round
Effect The loan shark commands an ally within 30 feet to attack a creature who owes the loan shark money. The ally can use a reaction to Strike the debtor, dealing an additional 1d6 mental damage.
Effect: Interest is Due!
Loan sharks lend money to those in need but charge high interest. If there's ever an issue with repayment, they'll send their gang to ensure clients pay in full.
In the underbelly of society, the lawless reign supreme.
Traits
Anything that doesn't list another rarity trait (uncommon, rare, or unique) automatically has the common trait. This rarity indicates that an ability, item, or spell is available to all players who meet the prerequisites for it. A creature of this rarity is generally known and can be summoned with the appropriate summon spell.
HumanA creature with this trait is a member of the human ancestry. Humans are a diverse array of people known for their adaptability. An ability with this trait can be used or selected only by humans.
HumanoidHumanoid creatures reason and act much like humans. They typically stand upright and have two arms and two legs.